10 guides published so far — more are added regularly.
Cap rate is useful for comparing properties at a glance, but it ignores financing, capex timing, and market risk. Here's what it hides and when a high cap rate is a red flag.
Depreciation doesn't show up in cash flow, cap rate or cash-on-cash return — but it can meaningfully change your after-tax return. What it is, roughly how it works, and why this calculator deliberately leaves it out.
The calculator defaults to 5% vacancy and 5% maintenance — here's what those percentages actually mean, when to use higher figures, and how property age and type change the right number.
The 1% rule (monthly rent should be roughly 1% of purchase price) as a fast screening tool: where it comes from, worked examples, and why it fails in high-price, high-appreciation markets.
When a free online rental property calculator is enough, and when a custom Excel or Google Sheets model is genuinely worth building — an honest comparison, not a sales pitch for either.
The exact amortization formula this calculator uses for monthly mortgage payment, worked step by step, plus how principal and interest split changes over a loan's life and what the calculator deliberately leaves out (PMI, taxes/insurance escrow, extra payments).
A plain-English walkthrough of every number a rental property calculator produces — monthly cash flow, cash-on-cash return, cap rate, NOI, and the 5-year projection — and what a healthy range looks like for each.
How Canadian rental property math differs from the US: the mortgage stress test, CMHC insurance rules for investment properties, rental income taxation, and land transfer tax. Worked example using this calculator's formulas.
What's specifically different about renting out property in Ontario: the annual rent increase guideline, which units are exempt, the Landlord and Tenant Board process, and Toronto's added municipal land transfer tax.
How UK buy-to-let differs from a standard rental purchase: interest-only mortgages and rental cover ratios, Section 24's mortgage interest relief restriction, stamp duty surcharge, and EPC requirements.